How Does A Pawn Loan Work?
Pawn loans are a quick and easy way to borrow money without a credit check or hassle. Loans are based on the value of your collateral, not your monthly pay schedule. At CashGhana, typical pawn loan may have a term length of 1day to 30 days/one month, plus a sometimes a free grace period. If you cannot pay back your loan in full, including any applicable grace period, we offer extensions/renewals (at our own description) to give you extra time. You may also choose to surrender your collateral as payment in full.
We loan on a variety of items, including gold and diamond jewelry, electronics, musical instruments, tools, and more. Simply bring us an item of value, along with a valid photo ID and we’ll get you money in minutes after your loan is approved. CLICK HERE to view all items acceptable by us.(WHAT WE BUY).
Banks and loan companies will not help when you need a small loan. We can loan as little as GHC50.00. . . Fast! You are not required to provide detailed financial information, proof of employment, or fill-out lengthy loan applications. There is no waiting period for your money. You can get cash, on-the-spot!
Notices regarding CASHGHANA lending practices and requirements:
We cannot offer loan quotes by phone, fax or email.
Call first to determine if we have interest in your items.
Items you wish to pawn must be inspected at either one of our locations.
A loan consultant will evaluate your items and make a firm offer*.
In limited instances, such as titled vehicles, etc. you must provide proof of ownership, clear title, purchase receipt or bill of sale.
No exceptions to the minimum age for borrowers (18 years).
No exceptions to the requirement of a legal form of photo identification.
CASHGHANA reserves the right to decline to loan on any items.
What items are required to get a pawn loan?
Valid driver’s license or other state-issued photo ID
Any valuable collateral and a document to show prove of ownership
Any person to support your claim of ownership to the collateral to be used as pawned.
Any reason why you need a pawn loan and prove of an income expectation to pay the pawn loan.
Valid phone number and proof of street address
Additional documentation may be necessary.